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IBEW26 FCU Rate Schedule
The rates and terms applicable to your account at the Credit Union are provided in this Rate Schedule. The Credit Union may offer other rates for these accounts from time to time.
Last Dividend Declaration Date: June 15, 2010
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Account Type
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APR*
APY**
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Dividends Compounded
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Dividends Credited
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Dividend Period
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Balance Requirements
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Minimum Opening Deposit
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Minimum Balance to avoid Service Fee
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Minimum Balance to Earn the Stated APY
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Balance Method
|
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Share Savings
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.10 APR
.10 APY
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Quarterly
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Quarterly
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Calendar Quarter
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$5.00
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$300.00
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$300.00
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Average Daily Balance
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Share Savings
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.25 APR
.25 APY
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Quarterly
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Quarterly
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Calendar Quarter
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|
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$300.00
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$10,001.00
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Average Daily Balance
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Money Market Savings
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.10 APR
.10 APY
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Quarterly
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Quarterly
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Calendar Quarter
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$300.00 - $10,000.00
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$300.00
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$300.00
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Average Daily Balance
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Money Market Savings
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.15 APR
.15 APY
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Quarterly
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Quarterly
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Calendar Quarter
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$10,001.00 - $25,000.00
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$10,001.00
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Average Daily Balance
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Money Market Savings
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.25 APR
.25 APY
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Quarterly
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Quarterly
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Calendar Quarter
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$25,001.00 – Over
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|
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25,001.00
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Average Daily Balance
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IRA Savings
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1.00 APR 1.01 APY
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Quarterly
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Quarterly
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Calendar Quarter
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$25.00
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$25.00
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Average Daily Balance
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Share Draft
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.10 APR
.10 APY
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Quarterly
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Quarterly
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Calendar Quarter
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$5.00
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TBA
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$2,000.00
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Average Daily Balance
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6 Month Share Certificate
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0.75 APR
0.76 APY
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Daily
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Monthly
|
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$1,000.00
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$1,000.00
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$1,000.00
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Average Daily Balance
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12 Month Share Certificate
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1.25 APR
1.26 APY
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Daily
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Monthly
|
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$1,000.00
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$1,000.00
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$1,000.00
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Average Daily Balance
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6 Month IRA Certificate
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0.75 APR
0.76 APY
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Daily
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Monthly
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$1,000.00
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$1,000.00
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$1,000.00
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Average Daily Balance
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12 Month IRA Certificate
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1.25 APR
1.26 APY
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Daily
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Monthly
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$1,000.00
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$1,000.00
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$1,000.00
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Average Daily Balance
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APR* = Annual Percentage Rate
APY** = Annual Percentage Yield
Please refer to the Truth-In-Savings section of the Membership Booklet for further information.
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