NCUA offers extensive information to help consumers identify frauds and scams at its Fraud Prevention Center. When traveling out of the country, be sure to check your account for suspicious activity. Recently there have been reports of scammers using bluetooth ATM skimming, where the device is installed internally, making it undetectable from the exterior. ATM Skimming Criminal Groups are using ATM Skimmers to withdrawal money from member’s accounts. The skimmer allows them to read the debit card and PIN for accounts. These devices snap into place without adhesives or magnets and are of superb quality. These groups NEVER leave their devices unattended. They arrive on foot and then monitor from nearby vehicles parked in an adjacent parking lot. If a device is discovered do not leave the device or attract attention. Contact law enforcement as discreetly as possible. The suspects will remove the devices as soon as you leave them unattended. Lost/Stolen Debit Cards 1-800-472-3272 Lost/Stolen Credit Cards 1-800-822-8968 Phishers Use Fake Caller ID Numbers Protect yourself by following these steps: VISHING Vishing is when a caller uses an automated dialing system. The voice system may use phrases such as, “Please contact us immediately about the closing of your account.” The caller will try to trick you in to calling a toll-free number. But that number belongs to a thief, who will collect the financial information you will be asked to enter on your phone’s keypad, like your 16-digit card number. Take measures to protect your sensitive information: :: Electronic mail is not secure, and confidential or personal information should not be communicated in this manner :: If you think you’ve been caught in a phishing or vishing scam, contact your financial institution immediately
Learn how to improve your credit score! Set up an appointment with us to learn more about how credit works, credit scores, and the credit bureaus. Find out how your score is calculated and learn tips to help you improve your credit rating. The appointment is free and available to all our members. You can contact us at (301) 306-0610 or information@ibew26fcu.com to set up your appointment. Appointments can be done in the office or over the phone. IBEW 26 FCU partners with Guidewell Solutions to offer members a discount on financial literacy education and services. This includes credit counseling, bankruptcy advice, housing counseling, financial coaching, and general financial education. Visit Guidewell Solutions’ website to find out more about their services: http://www.guidewellfs.org/about-us/our-services Call 1-800-642-2227 or email info@guidewellfs.org for more information. Consumer Credit Counseling Service of Maryland and Delaware is now doing business as Guidewell Financial Solutions. :: Electronic mail is not secure, and confidential or personal information should not be communicated in this manner ::
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2018 Annual Meeting of the Membership Our Annual Meeting will be held on Tuesday, April 24, 2018 at 4:30 p.m. at our Lanham branch located at 4371 Parliament Place, Lanham, MD 20706. Refreshments will be served. Please RSVP by Tuesday, April 17, 2017 if you plan to attend. As a member of IBEW 26 FCU, you own a portion of the Credit Union. Your share savings account qualifies you as a member-owner of the Credit Union and entitles you to vote for the individuals you would like to have represent you on the Board of Directors. This year, the Nominating Committee has submitted the below nominees to fill three vacancies on the Board of Directors and one on the Credit Committee. If there are no nominations made by petition, then these nominees will be elected by acclamation and their election will be confirmed at the 2018 Annual Meeting. Following are the rules for making nominations by petition: •The individual must be 18 years of age or older. •The petition must be signed by one percent of the membership with a minimum of 20 signatures and a maximum of 500. •Each petition must include a statement of qualifications and brief biographical data on the person being nominated. •The person being nominated must sign an acknowledgement stating that if elected, he/she is willing to serve. •The petition must be received by the Credit Union at its main office in Lanham, MD no later than close of business Tuesday, March 15, 2018. Board of Directors Nominations John Marlow John Marlow started serving IBEW 26 Federal Credit Union as a volunteer in 1981. His volunteer services started as a teller and he was later appointed to the Supervisory Committee and Membership Officer. His present positions are Board Member and Membership Officer. John started his career as a third-generation electrician with IBEW Local Union 26 in 1976 and his son is working thru the local. He started in the Residential Program, and later completed his apprenticeship to become a Journeyman Electrician. He has also worked as a Foreman and Superintendent. He served his local as an Assistant Business Agent. Presently, John is a Superintendent for Power Solutions. Denise Dellinger Denise Dellinger started with IBEW 26 Federal Credit Union as the Assistant Office Manager in 2002 and presently is the Operations Manager. Denise was elected to the Board of Directors in 2006. Prior to coming to IBEW 26 Federal Credit Union, she worked as an Office Manager for a Plywood Wholesaler for 18 years. She has extensive experience in Payroll, Human Resources, Accounts Payable, Accounts Receivable, and Credit Collections. Robert R. Staton Robert R. Staton started serving IBEW 26 Federal Credit Union as a volunteer in 1984. Robert was elected to the Credit Committee (serving continuously for 30 years) and later to the Board of Directors. His present positions are Chairman of the Credit Committee and member of the Board of Directors. Robert is a combat Vietnam veteran, after receiving an honorable discharge from serving in the U.S. Army, he began his career with the IBEW Local 26 in December 1969 working thru the residential unit, completed his apprenticeship in 1974 to become a Journeyman Electrician. He has his Masters Electrical License; he has taken JATC Journeyman extension courses, worked as a Foreman throughout the years on several jobs. Robert taught evening courses at the JATC. Robert is enjoying his retirement and is actively involved with the Credit Union. Credit Committee Nominations Robert E. Deckow Robert E. Deckow started serving IBEW 26 Federal Credit Union as a volunteer in 1995 when he was appointed as a Member of the Credit Committee. Robert started his career with IBEW Local Union 26 in 1979 working thru the residential unit, them completed his apprenticeship to become a Sign Mechanic. While working for Jack Stone Service Company, he became a Service Technician and the Assistant Service Manager at Jack Stone Service Company. Robert retired from Local 26 in August 2015 and continues to volunteer for the Credit Union.
DUE TO THE INCREASE OF INTERNATIONAL FRAUDULENT ACTIVITY, OUR DEBIT CARDS CAN NO LONGER BE USED INTERNATIONALLY. We Suggest using a credit card when traveling outside of the United States. Our credit card has low interest rates and low international fees. Apply now or call us for more information at 301-306-0610. Allpoint Network We want to remind our members that Allpoint Network will be removed from the vast majority of 7-Eleven stores in the United States, effective July 1, 2017. Cardholders will begin to see a surcharge screen on these ATMs as of this date and will be charged a surcharge if you choose to accept the fee. New ATM Service Now, members will no longer use STAR ATMs and will use Accel ATMs. You will still use the same VISA debit/ATM card. You can also continue to use Allpoint surcharge free networks. If you live in the DC metro area, most available ATMs will be through Allpoint. Visit accelnetwork.com to find an Accel ATM near you. Visit allpointnetwork.com to find an Allpoint ATM near you. Visit usa.visa.com to find a VISA ATM near you. _______________________________________________________________________________________ Need a new PIN number or forget your current one? You can access your PIN 24/7 starting November 14, 2014. Click here for more information. Account Warning Protecting your account is a top priority for IBEW 26 Federal Credit Union. Lord & Taylor data breach 4/2/18 – http://www.lordandtaylor.com/main/static_content.jsp?pageId=security-information-notice&site_refer=EML Saks Fifth Avenue data breach 4/2/18 – https://www.saksfifthavenue.com/include/aem/aem_static.jsp?page=security-information-notice&site_refer=EML Equifax – Recently there was a massive data breach at Equifax, a credit monitoring service. According to Equifax, most of the consumer information accessed includes names, Social Security numbers, birth dates, addresses, and in some instances, driver’s license numbers. In addition, credit card numbers for approximately 209,000 consumers and certain dispute documents, which included personal identifying information, for approximately 182,000 consumers were accessed. We advise members to be diligent and monitor their accounts, as this is the first line of defense in identifying fraud. _____________________________________________________________________________________ If you are out of work and have a loan with the credit union, please contact our office immediately. Contact Denise Dellinger at ddellinger at ibew26fcu.com or 301-306-0610 during office hours (Monday – Friday 8:30am – 4:00pm) ______________________________________________________________________________________ :: Electronic mail is not secure, and confidential or personal information should not be communicated in this manner :: IBEW 26 Federal Credit Union does not collect cookies or visitor information.
Identity Theft
In a new phishing scam, con artists are using phony caller ID numbers to solicit personal information and money. The “spoofers” are able to convince victims that they’re receiving a call from a bank, credit union or credit card company. The scammers use this technique to acquire sensitive personal and financial information, or even money, from their victims.
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