IBEW 26 FCU Schedule of Fees
Effective March 1, 2026
Base Building Level
Share Account- $3/month if cumulative balance in all accounts is less than $300.
(Does not apply to members age 17 or younger; fee waived for NEW MEMBERS for first 6 months).
Share Draft Account- $8.95/month if cumulative balance in all accounts is less than $1,000.
Buildout Level
Share draft with Direct Deposit or weekly deposit (minimum $250), debit card, Virtual Branch, and e-Statements- no monthly fee.
If Direct Deposit is canceled, membership defaults to Base Building Level.
Full Occupancy Level
$25,000 total in shares and/or loans- no fees.
(Excludes NSF, Overdraft, and Return Deposit Item Fees)
No Credit Union fee for first 6 ATM transactions/month. $1 CU fee per transaction over 6.
| Description | Fee |
|---|---|
| Account Reconciliation | $25 per hour |
| Account Research | $25 per hour |
| Account Statements | $6 per statement (if not registered for e-statements) |
| ACH NSF Fee | $30 per item |
| ACH Overdraft Fee | $5 per day |
| ACH Stop Payment | $30 |
| Audio Response (4 Free/month then charge) | $2 per call |
| Bad Address | $10 |
| Balance Inquiries at other ATMs | $2 Credit Union Fee |
| Bill Pay | $5 per month |
| Bill Pay Research Fee | $25 each |
| Bill Pay Stop Pay Fee | $30 each |
| Blue Pay Fee | $15 |
| Check cashing fee for non-members | $5 |
| Debit Card Replacement | One FREE every two years, then $15 per card |
| Debit PIN Replacement | FREE (800) 992-3803 |
| Deposited Item Return | $30 per item |
| Direct Deposit Correction (after third occurrence) | $30 |
| Domestic Wire Transfer (outgoing) | $30 per wire |
| Dormant Account | $25 per month |
| Escheat Account | $50 |
| E-statements | FREE |
| Faxed Photocopy | $5 per fax |
| Home and Mobile Banking | FREE |
| IRA Account Opening Fee | $25 |
| IRA Withdrawal Fee | 1 free per month, then $5 per withdrawal thereafter |
| Membership Share | $5 par value |
| Money Orders | $5 each |
| NSF Fee | $30 per item |
| Photocopy | $2 per copy |
| Printout on Account Fee | $1 per page |
| Share Draft Order | Varies |
| Share Draft Overdraft Fee | $5 per day |
| Statement Copy | $5 per copy |
| Stop Payment | $30 |
| Tax Lien/Garnishment Filing Fee | $75 |
| Third Party Credit Union Check | $5 |
| Wire Transfer (incoming) | $15 |
| Withdrawal Transactions at other ATMs | $1 Credit Union Fee (other fees from foreign ATMs may apply) |