We Can Help You Find The Perfect Mortgage
Meet our partner: Member First Mortgage, LLC
LOW COSTS | PERSONAL SERVICE | COMPETITIVE RATES
Buying a home can be both very exciting and intimidating. There are many questions that you may have about the application and approval process. Go to our resource center to answer any questions you may have and to help you make the right decision about which option to choose.
Want a personalized quote? Create a customized quote based on your loan details.
Call the Mortgage Department: Chris Papagni, MLO NMLS ID# 282725: Call (973) 937-4934
| PRODUCT | RATE | APR* |
|---|---|---|
| Conventional 30 Year Fixed | 7.000% | 7.106% |
| Conventional 20 Year Fixed | 6.875% | 7.013% |
| Conventional 15 Year Fixed | 6.375% | 6.546% |
| Conventional 10 Year Fixed | 6.250% | 6.490% |
| FHA 30 Year Fixed | 6.625% | 6.728% |
| VA 30 Year Fixed | 6.625% | 6.728% |
*Important Rate Information: This is not a quote. These rates are published weekdays near 10:00am EST. Interest rates fluctuate throughout the day and may be different at the time you apply and will likely differ based on your specific scenario. The information provided here is general and assumes only the following scenario: Purpose of the loan: Purchase a property. Property location: Lanham, MD 20706. Property Type: Existing single family home. Property Use: Primary Residence. Estimated property value: $300,000. Estimated down-payment: $20,000. Loan amount: $280,000 (93% Loan to Value). Credit Score: 760. An Escrow (impound) account is required. Rate lock period is 60 days. Fees: $3,000 to estimate closing costs in order to approximate an APR. Estimated Payments: Conventional 30 Year Fixed $1886.00, Conventional 20 Year Fixed $2171.00, Conventional 15 Year Fixed $2420.00, Conventional 10 Year Fixed $3162.00, FHA 30 Year Fixed $1848.00, VA 30 Year Fixed $1816.00. Monthly payment reflects principal & interest only, it does not include taxes, insurance, Private Mortgage Insurance (PMI), or Mortgage Insurance Premium (MIP). For a quote with specifics to your scenario please click on rates which contain a link to a quoting or application tool.