Information

NCUA offers extensive information to help consumers identify frauds and scams at its Fraud Prevention Center (new window/tab).

When traveling out of the country, be sure to check your account for suspicious activity. Recently there have been reports of scammers using bluetooth ATM skimming, where the device is installed internally, making it undetectable from the exterior.

ATM Skimming

Criminal Groups are using ATM Skimmers to withdrawal money from member’s accounts. The skimmer allows them to read the debit card and PIN for accounts. These devices snap into place without adhesives or magnets and are of superb quality.

These groups NEVER leave their devices unattended. They arrive on foot and then monitor from nearby vehicles parked in an adjacent parking lot. If a device is discovered do not leave the device or attract attention. Contact law enforcement as discreetly as possible. The suspects will remove the devices as soon as you leave them unattended.

Lost/Stolen Debit Cards 1-800-472-3272 Lost/Stolen Credit Cards 1-800-822-8968

Phishers Use Fake Caller ID Numbers

In a new phishing scam, con artists are using phony caller ID numbers to solicit personal information and money. The “spoofers” are able to convince victims that they’re receiving a call from a bank, credit union or credit card company. The scammers use this technique to acquire sensitive personal and financial information, or even money, from their victims.

Protect yourself by following these steps:

• Do not assume that the information displayed on your phone, regarding who the caller is, is accurate. It can easily be spoofed.
• Never give out personal or financial information over the telephone unless you know EXACTLY whom you’re dealing with.
• If you have doubts about who’s on the phone, call back the number of record at your financial institution or credit card company.

VISHING

Vishing is when a caller uses an automated dialing system. The voice system may use phrases such as, “Please contact us immediately about the closing of your account.” The caller will try to trick you in to calling a toll-free number. But that number belongs to a thief, who will collect the financial information you will be asked to enter on your phone’s keypad, like your 16-digit card number.

Take measures to protect your sensitive information:

• Never give personal or financial account information over the telephone if you did not initiate the contact—even if the caller has some of your personal information. Simply hang up.
• Be suspicious of any e-mail that’s short or harsh in tone or contains grammatical errors. Delete it immediately.
• Be suspicious of any phone or e-mail contact that does not use your first and last name.
• Be cautious when asked to enter information into automated phone prompts.
• Avoid clicking on links from unsolicited e-mails.
• Never dial an unfamiliar return phone number received from an e-mail or phone call regarding any financial matter. Check your financial institution’s phone number listed on your account statement or back of your credit card.
• Report suspected fraudulent calls or e-mails to the Federal Trade Commission at www.consumer.gov/idtheft. Forward phishing e-mails to the Anti-Phishing Working Group at reportphishing@antiphishing.org.

:: Electronic mail is not secure, and confidential or personal information should not be communicated in this manner ::

If you think you’ve been caught in a phishing or vishing scam, contact your financial institution immediately

Credit Review

Learn how to improve your credit score! Set up an appointment with us to learn more about how credit works, credit scores, and the credit bureaus. Find out how your score is calculated and learn tips to help you improve your credit rating. The appointment is free and available to all our members. You can contact us at (301) 306-0610 or information (at) ibew26fcu.com to set up your appointment. Appointments can be done in the office or over the phone.

IBEW 26 FCU partners with CCCSMD to offer members a discount on financial literacy education and services. This includes credit counseling, bankruptcy advice, housing counseling, financial coaching, and general financial education.

Visit CCCSMD’s website to find out more about their services: https://www.cccsmd.org/ (new window/tab)

Call 1-800-642-2227 or email info (at) cccsmd.org for more information.

Check your credit score for free and get monthly updates!

Look for the credit score icon on the right hand side of your online banking account page once you’ve logged in. For instructions on how to access your credit score via your mobile device, please download these instructions: Credit Sense on Mobile Banking.

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:: Electronic mail is not secure, and confidential or personal information should not be communicated in this manner ::

2020 Annual Meeting of the Membership

In light of concerns regarding the Coronavirus and Governor Hogan’s stay-at-home orders, we have postponed our 2020 Annual Meeting. We working to reschedule the meeting and will provide more information once available. Our focus is on the safety of our members, employees, and communities that we serve. Thank you for your patience and understanding.

As a member of IBEW 26 FCU, you own a portion of the Credit Union. Your share savings account qualifies you as a member-owner of the Credit Union and entitles you to vote for the individuals you would like to have represent you on the Board of Directors. This year, the Nominating Committee has submitted the below nominees to fill three vacancies on the Board of Directors and one on the Credit Committee. If there are no nominations made by petition, then these nominees will be elected by acclamation and their election will be confirmed at the 2020 Annual Meeting. Following are the rules for making nominations by petition:

•The individual must be 18 years of age or older.
•The petition must be signed by one percent of the membership with a minimum of 20 signatures and a maximum of 500.
•Each petition must include a statement of qualifications and brief biographical data on the person being nominated.
•The person being nominated must sign an acknowledgement stating that if elected, he/she is willing to serve.
•The petition must be received by the Credit Union at its main office in Lanham, MD no later than close of business Wednesday March 19, 2020.

John Marlow
John Marlow started serving IBEW 26 Federal Credit Union as a volunteer in 1981. His volunteer services started as a Teller and he was later appointed to the Supervisory Committee and Membership Officer. His present positions are Board Member and Membership Officer. John started his career as a third generation electrician with IBEW Local Union 26 in 1976 and his son is working thru the local. He started in the Residential Program, and later completed his apprenticeship to become a Journeyman Electrician. He has also worked as a Foreman and Superintendent. He served his local as an Assistant Business Agent. John was a Superintendent for Power Solutions and retired in 2019.

Denise Dellinger
Denise Dellinger started with IBEW 26 Federal Credit Union as the Assistant Office Manager in 2002 and presently is the Operations Manager. Denise was elected to the Board of Directors in 2006. Prior to coming to IBEW 26 Federal Credit Union, she worked as an Office Manager for a Plywood Wholesaler for 18 years. She has extensive experience in Payroll, Human Resources, Accounts Payable, Accounts Receivable and Credit Collections.

Robert R. Staton
Robert started serving IBEW 26 Federal Credit Union as a volunteer in 1984. Robert was elected to the Credit Committee (serving continuously for 30 years) and later to the Board of Directors. His present positions are Chairman of the Credit Committee and Board of Director. Robert is a combat Vietnam veteran, after receiving an honorable discharge from serving in the U.S. Army, he began his career with IBEW Local 26 in December 1969 working thru the residential unit, completed his apprenticeship in 1974 to become a Journeyman Electrician. He has his Masters Electrical License; he has taken JATC Journeyman extension courses, worked as a Foreman throughout the years on several jobs. Robert taught evening courses at the JATC. Robert is enjoying his retirement and is actively involved with the Credit Union.

Credit Committee Nominations

Robert E. Deckow
Robert E. Deckow started serving IBEW 26 Federal Credit Union as a volunteer in 1995 when he was appointed as a Member of the Credit Committee. Robert started his career with IBEW Local Union 26 in 1979 working thru the residential unit, then completed his apprenticeship to become a Sign Mechanic. While working for Jack Stone Service Company he became a Service Technician and the Assistant Service Manager at Jack Stone Service Company. Robert retired from Local 26 in August 2015 and continues to volunteer for the Credit Union.

DUE TO THE INCREASE OF INTERNATIONAL FRAUDULENT ACTIVITY, OUR DEBIT CARDS CAN NO LONGER BE USED INTERNATIONALLY. We Suggest using a credit card when traveling outside of the United States. Our credit card has low interest rates and low international fees. Apply now or call us for more information at 301-306-0610.

Allpoint Network

We want to remind our members that Allpoint Network will be removed from the vast majority of 7-Eleven stores in the United States, effective July 1, 2017. Cardholders will begin to see a surcharge screen on these ATMs as of this date and will be charged a surcharge if you choose to accept the fee.

ATM Service

You can use your debit card at an Accel, Allpoint, or Visa ATM. Allpoint ATMs are readily available all across DC, Maryland, and Virginia.

Visit allpointnetwork.com to find an Allpoint ATM near you.

Visit accelnetwork.com to find an Accel ATM near you.

Visit usa.visa.com to find a VISA ATM near you.

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Need a new PIN number or forget your current one? You can access your PIN 24/7.

More information
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Account Warning

Protecting your account is a top priority for IBEW 26 Federal Credit Union.

We advise members to be diligent and monitor their accounts, as this is the first line of defense in identifying fraud

On December 31, 2019, Landry’s Inc., which owns and operates locations including Bubba Gump Shrimp Co., Morton’s Steakhouse, Landry’s Seafood, and the Golden Nugget, began notifying customers about a security incident that occurred in rare circumstances when waitstaff mistakenly swiped cards on devices used to enter kitchen and bar orders, rather than on point-of-sale terminals used for payment processing.

While no official exposure window has been confirmed, the company indicates that the general timeframe is March 13, 2019 to October 17, 2019, and that access may have occurred as early as January 18, 2019 at a small number of locations.

The malware appears to have targeted customers’ track data found on the magnetic stripe of payment cards and can include cardholder name, card number, expiration date, and internal verification code.

Landry’s states that the malware has been removed and that law enforcement and a private security firm are assisting in the investigation.

Landry’s announcement regarding this incident can be found at: www.landrysinc.com/CreditNotice/ 

Equifax – There was a massive data breach at Equifax, a credit monitoring service. According to Equifax, most of the consumer information accessed includes names, Social Security numbers, birth dates, addresses, and in some instances, driver’s license numbers. In addition, credit card numbers for approximately 209,000 consumers and certain dispute documents, which included personal identifying information, for approximately 182,000 consumers were accessed.

We advise members to be diligent and monitor their accounts, as this is the first line of defense in identifying fraud.

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If you are out of work and have a loan with the credit union, please contact our office immediately. Contact Denise Dellinger at ddellinger at ibew26fcu.com or 301-306-0610 during office hours (Monday – Friday 8:30am – 4:00pm)

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:: Electronic mail is not secure, and confidential or personal information should not be communicated in this manner ::

IBEW 26 Federal Credit Union does not collect cookies or visitor information.

IBEW 26 FCU schedule of fees has been updated as of May 2016.

Relationship Pricing- Effective May 2, 2016

Base Building Level

Fee Schedule May 2016 (PDF-new window/tab)

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Download our Privacy Policy (PDF-new window/tab)

IBEW 26 FCU is committed to providing a website that is accessible to the possible audience in accordance with ADA standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 301-306-0610 or information@ibew26fcu.com. All products and services available on this website are available at our branch.